Legal

PFOF Class Actions: Your Legal Options Against Citadel and Your Broker

Payment for order flow has been the subject of private class action litigation against major discount brokers and, in some cases, against market makers. While class action awards in PFOF cases have been limited, the litigation has served to create a public record of PFOF harms and has pressured brokers toward greater disclosure.

The Robinhood PFOF Litigation

Multiple class action lawsuits were filed against Robinhood following the January 2021 trading restrictions. These cases alleged, among other things, that Robinhood's PFOF arrangements with Citadel Securities created a conflict of interest that harmed retail customers. Some cases settled; others were dismissed on procedural grounds.

Legal Theory: Breach of Fiduciary Duty

The primary legal theory in PFOF class actions is breach of fiduciary duty or breach of best execution obligations. Plaintiffs argue that PFOF-dependent brokers prioritize their own financial interests (receiving payment from Citadel) over their customers' interests (receiving the best possible execution price). Courts have reached varying conclusions on whether this theory states a valid claim.

Finding Qualified Legal Counsel

If you believe you have been harmed by PFOF practices, you should consult with a securities attorney. Many securities class action firms offer free consultations. Look for attorneys who specialize in broker-dealer litigation and have experience with market structure cases.

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